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 Home Ownership

Community Resources and Housing Development Corporation is a non-profit that has been helping people achieve home ownership for over 30 years. Trained advisors will provide a free and comprehensive home ownership assessment to help determine if home ownership meets a homebuyer’s lifestyle, determine mortgage affordability, review your credit report, and develop an action plan to meet goals and overcome obstacles. Visit Community Resources and Housing Development Corporation's website External link or call 303-428-1448 to schedule an appointment at the Westminster office.

Metro Denver Habitat for Humanity External link has a homeownership program for low-income people (303-534-2929).

Adams County Housing Authority External link provides:

Metro Mortgage Assistance Program External link. A consortium of Front Range cities has cooperated to make lower-interest rate loans and down-payment assistance grants available to qualified homebuyers in Westminster and most other Front Range areas. The buyer must not have owned a home in the previous three years and must satisfy certain income requirements which are more lenient than some other programs.

Colorado Housing Assistance (http://www.coloradohousingassistance.org/ External link) provides down-payment assistance loans, access to lower-interest mortgage loans, and homeownership classes (303-572-9445).

Down-payment assistance
Low- to moderate-income prospective homebuyers may qualify for down-payment assistance to purchase single-family, townhome and condominium units in the City of Westminster.

Funding is provided by the U.S. Department of Housing and Urban Development (HUD) and administered by the Adams County Housing Authority External link and the Adams County Office of Community Development External link.

Eligible applicants must provide proof of income and attend a homebuyer purchasing class facilitated by the Adams County Housing Authority.

Applicants can have their eligibility determined and apply for the Down Payment Assistance Program External link by contacting the Adams County Housing Authority located at 7190 Colorado Blvd., Commerce City, Colo., 80022; 303-227-2075, TDD 1-800-659-2656.

For additional program services provided by:
Adams County visit http://www.co.adams.co.us/ External link
Jefferson County visit http://www.co.jefferson.co.us/ External link